The Franklin Regional Council of Governments (FRCOG) is a regional service organization serving the twenty-six towns of Franklin County. Franklin County is the most rural county in Massachusetts with a population of 72,000 over 725 square miles and located in the upper Connecticut River Valley in Western Massachusetts.
Our Home Modification Loan Program(HMLP) is a state funded program that provides financing (0% interest loan) to Homeowners for accessibility renovations to keep a household member with a disability or an older adult in their own home.